NROLLNOW · AdvantEdge — Platform Demo

Benefits, made human

Real benefits, finally
made for people like you.

No confusing forms. No big bills upfront. Just simple coverage that comes out of your paycheck — and someone friendly to walk you through it.

See what fits me →See how it works

takes about 2 minutes · nothing decided until you say so

You’re covered$0 to your employer

AdvantEdge Plus · doctor & ER, no deductibles

Dental + Vision · everyday coverage

EHi, I’m Emma. I’ll make benefits simple — a licensed agent confirms it.

Benefits shouldn’t feel like a second job.

Too many words you’d need a dictionary for. Costs that don’t fit a real paycheck. And that quiet feeling that this stuff is “for other people.” We fix all three — coverage that’s affordable, simple, and actually gets used.

How it works

1

Answer a few easy questions

No jargon, no pressure. Just enough for us to find what fits you.

2

Emma walks you through it

Our friendly assistant explains everything in plain words and shows your exact cost per paycheck.

3

You’re covered — automatically

It comes right out of your paycheck, so there’s nothing to mail, pay, or remember.

No catch. Just help.

✓

Zero cost to your employer. The business pays nothing to offer this.

✓

No pressure, ever. Look first, ask anything, decide later. The door stays open.

✓

Real people + smart help. Emma makes it simple, and a licensed agent confirms every enrollment.

✓

Nothing hidden. We explain it plainly and never promise things we can’t stand behind.

This is here to help you understand your options — it isn’t financial or medical advice, and it’s not a guarantee of coverage. We’ll always point you to a licensed expert for the big decisions.

Whenever you’re ready.

No rush, no pitch. Take a look, see what fits, and get the peace of mind you deserve.

See what fits me →

2 minutes · nothing decided until you say so

Platform overview

Every SMB client, agent, and payroll channel — one console.

SMB clients

214

+18 this month

Enrolled lives

8,420

across all clients

PEPM revenue

$126k

/ mo · carrier-funded

Payroll partners

7

16.75M eligible lives

SMB clients Add client →

Client	Agent	Payroll	Employees	Enrolled	PEPM/mo	Status
Acme Logistics LLC	D. Warner	iSolved	48	39 (81%)	$585	Reconciled
Lone Star Freight	V. Onburba	Asure	126	98 (78%)	$1,470	Reconciled
Brightway HVAC	D. Warner	PrismHR	31	27 (87%)	$405	Reconciled
Delta Micro Fleet	V. Onburba	Execupay	64	41 (64%)	$615	Enrolling
Coastal Care Staffing	D. Warner	iSolved	203	171 (84%)	$2,565	Reconciled

Revenue stack — value per enrolled life

Every enrolled life opens more than one line. The payroll channel already delivers the life — the platform captures the whole stack, not just the enrollment fee.

PEPM-only view

$1.52M

/ yr · the one line most platforms bill

Full revenue stack

$3.26M

/ yr · 9 lines · same 8,420 lives

Value per life

2.15×

$180 → $387 per enrolled life / yr

How one enrolled life stacks up blended · $32.22 / life · month

PEPM · $15.00

Platform PEPM $15.00

Card / ACH PEPM $2.10

% supplemental premium $3.58

Card interchange $1.92

WC cost-savings share $3.50

§125 admin $1.13

Compliance filings $1.20

Executive insurance $1.80

Channel override $2.00

The nine lines 8,420 enrolled lives · carrier-funded to the employer ($0 employer cost)

Revenue line	Funded by	Rate / life·mo	Attach	Portfolio / mo	Status
Platform PEPM — enrollment + admin	Carrier	$15.00	100%	$126,300	Live
Card / ACH program PEPM	Carrier / program	$3.00	70%	$17,682	Live
% supplemental premium — fixed-indemnity / accident	Carrier	$6.50	55%	$30,102	⚖ counsel-gated
Card interchange — OPPaynow merchant	Merchant	$3.20	60%	$16,166	Live
WC cost-savings share — Salience / SOPHIE	Employer savings	$14.00	25%	$29,470	Live
§125 pre-tax admin	Employer	$2.50	45%	$9,473	⚖ counsel-gated
Compliance filings — File Forms / BOSS	Employer	$3.00	40%	$10,104	Live
Executive insurance — ETHOS commissions	Carrier comm.	$12.00	15%	$15,156	Live
Channel override — payroll aggregator	Carrier pool	$2.00	100%	$16,840	⚖ licensing-gated
Full stack — blended		$32.22	—	$271,293	$3.26M / yr

⚖

The controls are the copy. Three lines carry a legal gate — supplemental %, §125 pre-tax, channel override. They switch on automatically once named counsel sign-off is on file, and each is tracked in the compliance ledger, so revenue and compliance never drift apart. Compliance by Design →

Payroll integrations

Where process meets products — deductions sync into the payroll systems your clients already run.

iS

iSolved

100,000 employers · 5.0M employees

Connected

As

Asure

100,000 employers · 5.0M employees

Connected

PR

PrismHR

85,000 employers · 4.25M employees

Connected

Ex

Execupay

50,000 employers · 2.5M employees

Connected

PEO channel

170k SMBs

4–5M people

GIG / 1099

~50M

⅔ of workforce by 2028

Section 125

8,420

pre-tax lives

Reconciliation

Current

auto-synced

Co-branded marketing engine

Dedicated internal marketing team — aligned, co-branded campaigns to every channel partner.

Employers' top 5 pain points — addressed by aligned campaigns

Security

Employee Retention

Compliance / Integration

Reporting / Audits

Cost Savings

Active co-branded campaigns

Summit Payroll Alliance — "Zero-cost benefits for your book" · 42 employers reached

Q3 Retention play — email + landing, co-branded · 1,240 employees

GIG/1099 launch — self-serve enrollment funnel · in build

Summit Payroll Alliance — partner portal

Your co-branded slice of NRollNow: your employer book, your enrolled lives, your PEPM share.

Your employers

42

from your payroll book

Enrolled lives

1,910

through your channel

Your PEPM share

$28.6k

/ mo · carrier-funded

Co-brand

Live

AdvantEdge × Summit

Your employer clients Invite employer →

Employer	Employees	Enrolled	Status
Acme Logistics LLC	48	39	Live
Brightway HVAC	31	27	Live
Delta Micro Fleet	64	41	Enrolling
Hill Country Movers	22	0	Invited

Co-branded tools

✉

Employer campaign kit

Co-branded email + landing

Ready

▤

One-pager (AdvantEdge × you)

10 reasons · your logo

Ready

$

PEPM statement

Monthly, per employer

Ready

Dan Warner — agent workspace

Your groups, enrollment progress, and AI-assisted support — anytime, anywhere.

Your groups

8

3 enrolling now

Lives enrolled

640

74 in progress

AI-handled Qs

312

this month · you: 0 hrs

Est. production

$9.4k

PEPM attributable

Your groups Add group →

Group	Lives	Enrolled	Status
Acme Logistics LLC	48	39	81%
Brightway HVAC	31	27	87%
Coastal Care Staffing	203	171	84%
Hill Country Movers	22	0	Kickoff

AI does the enrolling

Emma guides each employee and preps the enrollment in plain words — then hands off to you, the agent of record, to review and sign.

Emma prepped 6 Acme employees overnight — ready for your sign-off

Emma answered 12 questions · flagged 1 for you

Hill Country kickoff — send AI enrollment link

Welcome back, Acme Logistics

Your benefits platform — full functionality, zero cost to you.

Employees

48

3 new this month

Enrolled

39

81% · 9 in progress

Avg savings

$2,340

per employee / yr

Your cost

$0

carrier-funded (PEPM)

AdvantEdge product portfolio Manage →

✚

AdvantEdge Plus — Indemnity Medical

Day-to-day · no co-pays, no deductibles

Active

❤

Wellness

Virtual care, navigation, advocacy

Active

🛡

Voluntary Suite

Dental · vision · life · disability · CI · accident

Active

＄

Section 125 Pre-Tax

Payroll-deducted, FICA-advantaged

Turn on

Enrollment progress

81%

39 of 48 enrolled · AI agent following up with 9

Marcus D. enrolled — Plus + Dental

Payroll sync reconciled 39 deductions (iSolved)

AI agent answered 12 questions overnight

Emma — guided, confirmed by a licensed agent

Emma explains your options in plain words. A licensed, appointed agent reviews and signs every enrollment — the human-in-the-loop that keeps it compliant.

E

Emma · AdvantEdge Assistant AI

Educates & prepares · a licensed agent signs

ⓘ

Emma is an automated assistant — not a licensed agent. She helps you understand your options in plain words. A licensed, appointed agent reviews and signs every enrollment.

Today · 6:12 PM

Hi Marcus, I'm Emma — your benefits assistant. I'll walk you through your options in plain words, and there's nothing you have to sign up for today. Just so you know up front: I'm an automated helper, and a licensed agent confirms everything at the end. Sound okay?

yeah ok. honestly I don't really get insurance stuff

Totally fair — that's my whole job. First, an important one: do you already have major medical health insurance — through work, a spouse, or the marketplace?

no, nothing right now

Thanks for telling me — and I want to be upfront: the plans I'll show you are supplemental. They pay money toward bills like a doctor or ER visit, and they work in addition to real health insurance — not instead of it. I'll also flag you to our licensed agent about full health-coverage options, so you see the whole picture.

ok that's honest, appreciate it

Of course. So — if something came up, like an ER trip, what worries you most: the bill, finding care, or not knowing what's covered?

the bill for sure. one ER trip wrecked me last year

That's exactly what a plan like AdvantEdge Plus helps with — it pays set amounts toward those visits. Here's what it'd look like for you and your wife, with dental included:

AdvantEdge Plus + Dental — you + your wife

$18 / paycheck

Both of you covered · dental included · comes out of your paycheck · effective on agent sign-off

Please note: This is a fixed-indemnity / supplemental benefit. It is NOT major medical and not minimum essential coverage. It pays a set amount toward covered events and works alongside — never as a replacement for — comprehensive health insurance.

got it. so what happens now?

Here's the honest part: I don't finalize anything myself. I'll pass your choices to Sarah, your licensed benefits agent, who reviews everything and confirms it with you before it's active. She signs off — not me. Want to talk to her live right now, or have her follow up?

have her follow up is fine. that was way easier than I thought

That's exactly how it should be. 🙂 I've logged your choices and the notices you saw, and Sarah will take it from here. Take care out there, Marcus.

🖌 Licensed agent review & sign

Emma prepared the choices. A licensed, appointed agent confirms and signs before anything is active — the human-in-the-loop step.

S

Sarah Mitchell

Agent of record · TX Lic. #2148857 · appointed

🔒 Compliance & audit log

✓

Emma identified as automated — AI disclosure shown